Upcoming Medicare Open Enrollment Starts October 15

The Missouri Department of Commerce and Insurance (DCI) is reminding residents that Medicare open enrollment runs from October 15 to December 7 this year. During this period, Missourians eligible for Medicare have the opportunity to review their existing coverage, switch Part D drug plans, or change Medicare Advantage plans.

To support individuals and caregivers in making informed choices, the DCI provides free guidance through Missouri’s State Health Insurance Assistance Program (SHIP). Missouri SHIP’s trained counselors help people understand their plan options, determine eligibility for low-income subsidies, and navigate Medicare Savings Programs that may offset prescription drug costs. The department emphasizes that plans can change annually, making it crucial for beneficiaries to ensure their coverage still fits their needs.

Missourians can access unbiased help from Missouri SHIP by calling 1-800-390-3330 or visiting missouriship.org, with one-on-one counseling available. Last year, consumers who used Missouri SHIP’s services reported average savings of $2,000, and nearly all indicated they would return for future assistance and recommend the service to others. Counselors aim to help residents find the most suitable plan without any sales pressure.

As open enrollment approaches, officials warn that fraudsters often target seniors and vulnerable individuals with deceptive sales tactics. The department advises residents to never share Medicare or Social Security numbers with strangers and to stay vigilant against potential scams.

Missouri SHIP is funded by a grant from the Administration for Community Living and operated by Missouri Connections for Health. The DCI oversees insurance, banking, utilities, and other industries to protect Missouri consumers. More information is available at dci.mo.gov.

KPGZ News – Brian Watts contributed to this story.